MTN Pay
The payment gateway behind MTN Ghana’s digital services.
- Category
- Payments
- Status
- Production
- Stack
- React, TypeScript, Node.js, Go
MTN Pay is the central payment gateway for MTN Ghana. Other products, including the Self Service Portal, hand off to it whenever a customer needs to pay.
It handles Mobile Money collections and disbursements, Mastercard payments through a PCI DSS-compliant hosted checkout, and airtime top-ups.
Highlights
- Hosted Mastercard checkout, so card data never touches MTN’s frontend
- Mobile Money collections and disbursements
- Airtime top-up
- OTP verification and fraud checks
- Retry handling and status polling for asynchronous payments